America's Only Buy-Here-Pay-Here Franchise

Own a $7 Million Business With Multiple Revenue Streams

Get All The Training, Systems & Support You Need to Build a Compounding Financial Asset — Backed by 35+ Years Across 100+ Locations

Whether you're looking to escape corporate life or build long-term wealth, Byrider can help you own a proven, multi-revenue franchise that compounds in value every year.

Internationally recognized as the only BHPH franchise in America, with flexible investment options and 35+ years of proven systems, contact us now to see if your market is available.

Byrider franchise dealership and team

See What Locations Actually Earn

Byrider franchise financial overview
See Franchise Fees & Average Returns
Includes FDD Item 19 Financial Data
35+Years
100+Locations
$7MAvg Revenue*
60%Multi-Unit
Franchise Times Top 400VetFran

Hear From Byrider Franchise Owners

"What attracted me to Byrider was the recurring revenue from the financing side. You build a loan portfolio that keeps generating income month after month. After years of traditional investing, this was the kind of business model I'd been looking for."

Dale Boone
Dale Boone
Byrider Investor

"I came from a new car dealership background. The transition to Byrider opened my eyes to how much more profitable the BHPH model is. The support from corporate has been outstanding at every step — training, technology, marketing, all of it."

Dennis Ange
Dennis Ange
Former New Car Dealer

"I started with one location and now operate multiple territories. The beauty of the Byrider model is how the loan portfolio compounds over time. Each year, my business becomes more valuable without having to reinvent anything."

Jeff Anderson
Multi-Unit Franchisee

The Byrider Model vs. The Typical Franchise

Most franchises give you one way to make money. Byrider gives you three — plus a compounding loan portfolio that grows whether you sell another car this month or not.

Byrider West Palm Beach franchise location
Before: The Typical Franchise

One Revenue Stream. Revenue Resets Monthly.

Most franchises give you one way to make money and dozens of competitors running the exact same model in your area. You earn when you sell. When you stop selling, you stop earning. Revenue resets to zero every month.

After: The Byrider Model

Three Streams. Compounding Value.

You earn when you sell the car. You earn every month from the financing. You earn again when they come back for service. The loan portfolio you build keeps paying you whether you sell another car this month or not. Three streams. One location. Compounding value.

A 35-Year Track Record Backed by $10 Billion in Proven Results

35 Years of Proven Systems

No guesswork. No unproven concepts. Byrider has operated and refined this exact system since 1989 across 100+ locations in 30 states. More than 1.2 million customers have purchased and financed vehicles through the network.

Financial Performance They Actually Publish

$7 million average revenue per location.* Byrider is one of the few franchises that voluntarily discloses financial performance in their FDD (Item 19). Top-quartile franchisees earn over $1 million in annual net income.

95% Customer Satisfaction

From nearly 900,000 surveys. 4.6 stars on Consumer Affairs. BBB Accredited with an A+ rating. This isn't a startup experiment — it's a nationally recognized brand your customers already trust.

Works Across All Market Conditions

When the economy tightens, demand for buy-here-pay-here increases. 1.73 million vehicle repossessions in 2024 — highest since 2008. Rising subprime delinquencies mean a growing customer pool. This is a counter-cyclical business.

Byrider's six franchisee-owners who acquired the company in September 2024

No More Wondering If Your Business Will Actually Work

Here's what keeps most franchise buyers up at night: "What if I invest everything and it doesn't generate the returns I need?" Byrider addresses that fear with a model that has 35 years of proof, published financials, and a market that grows when the economy gets harder.

Byrider Lubbock TX franchise dealership

Multiple Revenue Streams, Not One

While most franchises live or die on a single type of sale, Byrider gives you several: vehicle sales for immediate margins, in-house financing generating 60–70% of total revenue through recurring monthly payments, and an on-site service center that adds another profit layer.

Income That Doesn't Stop

The financing portfolio you build keeps generating monthly payments whether you sell another car this month or not. That's recurring revenue — and it's why 60% of Byrider franchisees expand to multiple locations. They know what a performing territory looks like.

Demand Grows When Economy Tightens

1.73 million vehicle repossessions in 2024 — the highest since 2008. Average new car payments hit $742/month, pushing millions toward used vehicles and alternative financing. The worse traditional credit gets, the bigger your customer pool.

Zero Direct Franchise Competition

Protected territories mean you own your market. Because Byrider is the only buy-here-pay-here franchise in America, nobody else runs this exact system. Independent BHPH dealers exist, but they lack your software, underwriting systems, training, and brand.

A Financial Track Record Most Franchises Can't Match — And the Transparency to Prove It

While most franchises won't share financial performance data, Byrider publishes theirs in the FDD. Here's what the numbers actually look like.

$7M Avg Revenue Per Location* Compare that to $713K–$1.5M for other auto-related franchises. The integrated model generates dramatically more revenue per unit.
$1M+ Top Quartile Net Income* The top 25% of Byrider franchisees earn over $1 million in annual net income. System-wide average: $597K.
60–70% Recurring Revenue Most income comes from monthly loan payments, not one-time car sales. On the first of the month, money flows in from loans closed months or years ago.
$10B System-Wide Portfolio Across all Byrider locations, the active loan portfolio totals $10 billion — managed at scale for over three decades.
0 Direct Franchise Competitors No other franchise in America operates the buy-here-pay-here model. You're the only one running this playbook in your territory.
60% Multi-Unit Owners 60% of franchisees own more than one location. They expand because the compounding portfolio model makes scaling predictable.

*Financial performance representations are contained in Item 19 of the Byrider Franchise Disclosure Document. Individual results may vary. Please review the Byrider FDD for complete details.

Everything You Need to Run a Byrider Location — From Day One

You're not starting from scratch. You're plugging into a complete operating system built over 35 years.

Byrider corporate support team at headquarters in Carmel, Indiana

Hands-On Training at Byrider HQ

Blended online and in-person training covering sales management, finance and underwriting, and vehicle service operations. You train at Byrider HQ in Carmel, Indiana and learn every aspect of the business before you serve your first customer. No automotive or finance experience required.

Proprietary Discover Software

Manages your inventory, financing, collections, and service scheduling on one integrated platform — purpose-built for the BHPH model. Automated risk evaluation, real-time data across all locations, and underwriting tools independent dealers don't have access to.

Marketing That Drives Customers

Digital advertising, local market strategies, and national brand presence. You don't need to figure out marketing from zero. The playbook already exists, and your customers already recognize the Byrider name.

Ongoing Expert Coaching

Field consultants with 100+ years of combined experience work with you monthly to optimize every metric — sales volume, financing approvals, collections performance, service utilization. You're never guessing.

Open Territories in 47 States — Find Yours

With 100+ locations already operating across 30 states, available territories are limited. Byrider has refined its site selection process to help you identify high-potential markets where you can grow without overlap from other Byrider franchisees.

Many of our most successful operators started with a single location and expanded to multi-unit ownership. The portfolio income model makes scaling predictable.

See Franchise Fees & Average Returns
Map showing Byrider franchise territories across the United States

Franchisee-Owned Since 2024

In September 2024, six long-time Byrider franchisees — Greg Barrett, John Chalfant, Sean Garber, Chris McPhie, Tom Swigart, and Chris Thomas — acquired the entire company. The franchisor is now owned by operators whose success is directly aligned with yours.

Transparent Financial Data

Byrider voluntarily discloses Item 19 financial performance data. Most franchises don't. You'll see actual revenue, margins, and net income numbers before you invest a dollar.

Find Out If Byrider Is Right For You in 3 Simple Steps

No pressure. No obligation. Just the information you need to make a smart decision about your future.

Byrider Killeen TX franchise dealership
1

Download the Franchise Overview

Enter your name and email. You'll receive the full overview with financial performance data, investment requirements, territory availability, and a breakdown of the three-revenue-stream model.

2

Have a Discovery Conversation

A candid, no-pressure conversation about the financials, available markets, and what day-to-day ownership actually looks like. We review your background and goals to make sure there's mutual alignment.

3

Visit, Review, and Decide

Tour existing Byrider locations. Talk to current franchisees. Review the FDD with your advisors. Take the time you need — the right decision shouldn't feel rushed.

What Makes Successful Business Owners Choose Byrider Over Every Other Opportunity?

100+ franchise owners across 30 states. 60% own multiple locations. Here's why they chose Byrider.

Multiple Revenue Streams Under One Roof

No other franchise offers this model

Sell vehicles for immediate margins, provide in-house financing that generates 60–70% of total revenue through recurring monthly payments, and operate a service center that drives repeat business. Multiple ways to earn. One location. One integrated system.

A Business That Gets More Valuable Every Year

System-wide portfolio: $10 Billion

Unlike most franchises where revenue resets monthly, your Byrider loan portfolio grows automatically. Every vehicle you sell and finance adds another stream of monthly payments. Top-quartile franchisees earn over $1 million annually.*

Protected Territory With No Direct Franchise Competition

The only BHPH franchise in America

Protected territories give you room to operate without overlap from other Byrider franchisees. And because no other franchise operates buy-here-pay-here, nobody runs your exact playbook anywhere. Independent BHPH dealers exist, but they lack your software, underwriting systems, and brand.

Modern Byrider franchise dealership exterior

Frequently Asked Questions

The franchise fee is $60,000 and the total investment ranges from $947K to $1.58M depending on your market. The largest component is the working capital reserve ($650K–$1.1M), which funds your loan portfolio ramp.
No. Byrider provides blended online and in-person training covering sales management, finance and underwriting, and vehicle service operations at headquarters in Carmel, Indiana. Field consultants provide ongoing support so you are never operating alone.
Most franchisees open within 9 to 12 months of signing. Byrider's real estate team helps with site selection, buildout, and inventory acquisition.
Field consultants with 100+ years of combined experience visit regularly to review KPIs. Plus national marketing, digital advertising support, the proprietary Discover software platform, and an annual franchisee conference. Monthly coaching calls optimize sales volume, financing approvals, collections performance, and service utilization.
Byrider is the only BHPH franchise in America combining multiple revenue streams under one roof: vehicle sales, in-house financing (60–70% of revenue), and service. The financing component creates a compounding loan portfolio that grows automatically. Average revenue per location is $7M vs. $713K–$1.5M for other auto franchises.*
Yes. 60% of Byrider franchisees own more than one location. The compounding loan portfolio model makes scaling predictable — each additional territory adds another portfolio to your business. Multi-unit operators manage portfolios worth $10M or more.

Now See the Full Picture — Download the Franchise Overview With Financial Performance Data, Investment Details, and Available Territories

$7M Avg Revenue*
$1M+ Top Quartile Income*
35+ Years Proven
0 Direct Franchise Competitors

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